In this independent review, we look at Animal Friends'pet insurance policies including the types of policy available, the level of cover on offer and how much it costs. We recommend that you read the review in full however you can jump to specific sections of the article using the following links:
- What is Animal Friends pet insurance?
- Animal Friends pet insurance features
- What does Animal Friends pet insurance cover?
- Animal Friends pet insurance exclusions
- Animal Friends policy types
- How much does Animal Friends pet insurance cost?
- Animal Friends pet insurance policy excess
- How to make a claim on Animal Friends pet insurance
- Is Animal Friends pet insurance regulated?
- Animal Friends pet insurance customer reviews
- Animal Friends alternatives
- Animal Friends pros and cons
- Summary
What is Animal Friends pet insurance?
Animal Friends* pet insurance was founded in 1998 by Elaine Fairfax. Elaine founded Animal Friends with the purpose to help animals not only through pet insurance but by donating to multiple animal welfare charities at the same time. Animal Friends Insurance is underwritten by Red Sands Insurance Company (Europe) Ltd.
To date, Animal Friends pet insurance insures over 1 million UK pets and has donated over £7 million to over 700 charities worldwide. Animal Friends won the best pet insurance at the personal finance awards in 2017/18, 2018/19, 2019/20 and 2020/21, as well as the best pet insurance provider and best claims service at the MoneyFacts consumer awards in 2017.
Animal Friends pet insurance key features
Below is an overview of Animal Friends' policy features:
- Multiple policy types
- Policies for cats, dogs, horses and horse riders
- Free 24/7 vet video calls with Joii
- Animal welfare donations with every policy
- Online claims portal for vets
- Can pay your claim directly to your vet
- Keep track of your pet's microchip number on your account
- Refer a friend and you both get a £10 voucher
What does Animal Friends pet insurance cover?
Animal Friends offers a variety of policies with different levels of cover depending on the pet you decide to insure. For more information on the different policy types, click here.
Lifetime cover
The most comprehensive policy type, lifetime pet insurance offers the best protection as it covers your pet for the duration of its life. Animal Friends offers two lifetime policy types with different levels of cover: Annual limit, with cover up to £18,000 per year or Annual condition limit, with cover up to £6,000 per condition per year. Its Annual limit lifetime policy provides cover up to the agreed amount each year and once that limit is reached the remaining treatment will need to be self-funded until the annual limit renews. Its Annual condition limit lifetime cover provides veterinary fee cover up to the agreed amount per condition per year, once the condition limit is reached the remaining treatment amount will need to be self-funded until the annual condition limit renews.
For more information on lifetime pet insurance, read our article 'Lifetime pet insurance explained'.
Maximum Benefit
This cover will insure your pet for a set amount with no time limit. However, once the veterinary fee limit is reached it does not renew and any additional claims for the same condition will need to be self-funded. Animal Friends offers 3 different types of Maximum Benefit policies with a maximum lifetime condition limit of £4,000.
For more information on maximum benefit pet insurance, read our article 'Maximum benefit pet insurance explained'.
Time-limited
Time-limited policies with Animal Friends provides cover for your pet for 12 months from the onset of the condition or until the policy limit is reached, whichever comes first. There are 3 different time-limited policies with Animal Friends with a maximum annual policy limit of £10,000 and subsequent condition limits.
Read our article 'Time-limited pet insurance explained' for more information on time-limited pet insurance.
Accident-only
This is the most basic level of cover and offers protection in case your pet needs veterinary care due to an accident. There is an annual accident claim limit of £2,500 per accident with a lifetime limit of £15,000.
For more information on accident-only pet insurance, read our article 'Accident-only pet insurance explained'.
Standard horse insurance
This time-limited policy provides cover for horses from 1 month to 20 years old. You can choose to cover each condition up to £6,000 for up to 12 months and there is an option to add extras such as public liability cover, cover for tack and loss by theft or straying.
Mature horse insurance
This time-limited policy offers injury cover for horses aged over 20 years old. You can choose to cover each injury up to £2,000 for up to 12 months and there is an option to add extras such as public liability cover, cover for tack and loss by theft or straying.
Rider insurance
Personal rider insurance provides cover for riders aged 5 and above. The plan provides personal accident, public liability and some emergency vet fee cover if the horse you are riding is injured in an accident.
Animal Friends pet insurance exclusions
In this section of the Animal Friends pet insurance review, we highlight some of the key exclusions in an Animal Friends pet insurance policy. It is important that you read each policy carefully to ensure you fully understand the terms and conditions before opening the policy and making a claim.
Animal Friends will not cover:
Pets less than 4 weeks old
Pets used for breeding purposes
Pre-existing conditions
Illnesses within 14 days or injuries within 2 days of the policy start date
Claims linked to your pet being neutered or spayed
Certain cat and dog breeds, a full list of which can be found here
Animal Friends policy types
Animal Friends has a variety of policies* to choose from. Below we compare the different policies available for cats and dogs and in each comparison table, we summarise the key points for each policy. For more information on Animal Friends' Horse and Rider policies visit the Animal Friends website.
Lifetime Policies
Animal Friends Lifetime Policies provide the most extensive cover among all of the policies on offer. There are two types of Animal friends' Lifetime policies:
- Annual Limit (Lifetime £1,000, £2,000, £3,000, £4,000, £5,000, £10,000 and £18,000) - You can claim as many times as you like in a year for an unlimited amount of conditions but you can only claim up until your maximum policy limit for the year. The limit will then renew each year when you renew your policy.
- Annual Condition Limit (Super, Superior, Superior Plus and Prestige) - You can claim as many times as you like in the year up to the limit for each condition. The condition limit will then renew each year when you renew your policy.
Animal Friends Annual Limit Lifetime policies
| Lifetime £1,000 | Lifetime £2,000 | Lifetime £3,000 (Assure) | Lifetime £4,000 | Lifetime £5,000 (Assure Plus) | Lifetime £10,000 | Lifetime £18,000 | |
| Cover Type | Annual limit | Annual limit | Annual limit | Annual limit | Annual limit | Annual limit | Annual limit |
| Excess | £69/£99/£159 | £69/£99/£159 | £69/£99/£159 | £69/£99/£159 | £69/£99/£159 | £69/£99/£159 | £69/£99/£159 |
| % co-payment | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 |
| Lifetime condition limit | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| Annual Policy limit | £1,000 | £2,000 | £3,000 | £4,000 | £5,000 | £10,000 | £18,000 |
| Public liability | £2m | £2m | £2m | £2m | £2m | £2m | £2m |
| Loss & theft | £600 | £600 | £600 | £600 | £1,200 | £2,000 | £3,000 |
| Advertising and reward | £200 | £200 | £200 | £200 | £200 | £200 | £200 |
| Dental cover for accident/illness |  | | | | Accident only | | |
| Death of pet cover | £600 | £600 | £600 | £600 | £1,200 | £2,000 | £3,000 |
| Hospitalisation cover | £600 | £600 | £600 | £600 | £1,200 | £1,500 | £1,500 |
| Emergency vet fees abroad | £2,000 | £2,000 | £2,000 | £2,000 | £2,000 | £2,500 | £2,500 |
Animal Friends Annual Condition Limit Lifetime policies
| Super | Superior | Superior Plus | Prestige | |
| Cover Type | Annual Condition limit | Annual Condition limit | Annual Condition limit | Annual Condition limit |
| Excess | £69/£99/£159 | £69/£99/£159 | £69/£99/£159 | £69/£99/£159 |
| % co-payment | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 |
| Annual Condition limit | £1,000 | £2,000 | £4,000 | £6,000 |
| Lifetime condition limit | Unlimited | Unlimited | Unlimited | Unlimited |
| Public liability | £2m | £2m | £2m | £2m |
| Loss & theft | £500 | £750 | £1,000 | £1,500 |
| Advertising and reward | £200 | £200 | £200 | £200 |
| Accident/injury dental cover | | | | |
| Death of pet cover | £500 | £750 | £1,000 | £1,500 |
| Hospital cover | £500 | £750 | £1,000 | £1,500 |
| Emergency vet fees abroad | £1,500 | £2,000 | £2,000 | £2,000 |
| Personal accident |  | | | £750 |
Maximum Benefit policies
Maximum benefit pet insurance policies insure your pet for a set amount for the duration of the policy. Animal Friends has three maximum benefit policies to choose from. For example, if your pet is insured for £1,000 you can only claim up to £1,000 in total for any condition or treatment your pet receives. Once the limit has been met you will have to fund the remaining treatment. There is no time limit on this policy, however, if you meet the condition limit in the first year of the policy the cover amount does not renew so you will no longer be covered for any veterinary fees for that particular condition.
Animal Friends Maximum Benefit policies
| Max Value | Max Plus | Max Extra | |
| Cover Type | Maximum benefit | Maximum benefit | Maximum benefit |
| Excess | £69/£99/£159 | £69/£99/£159 | £69/£99/£159 |
| % co-payment | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 |
| Lifetime condition limit | £1,000 | £2,000 | £4,000 |
| Public liability | £2m | £2m | £2m |
| Loss & theft | £500 | £750 | £1,000 |
| Accident/injury dental cover | | | |
| Death of pet cover | £500 | £750 | £1,000 |
| Holiday cancellation | £1,000 | £1,000 | £1,500 |
| Hospital cover | £500 | £750 | £1,000 |
| Emergency vet fees abroad | £1,500 | £2,000 | £2,000 |
Time-Limited policies
Animal Friends Time-limited pet insurance covers your pet for veterinary treatment for 365 days from the onset of the condition until the limit is reached. You can claim for more than one condition in a policy year however the policy has an annual limit so you would need to check this for each individual policy. The annual limits do renew each year, however, you will no longer be covered for any conditions that you have previously claimed for.
Animal Friends Time-limited policies
| Basic Plus | Prime | Prime Plus | |
| Cover Type | Time-Limited | Time-Limited | Time-Limited |
| Excess | £69/£99/£159 | £69/£99/£159 | £69/£99/£159 |
| % co-payment | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 | 20% for dogs over 8 and cats over 10 |
| Annual Condition limit | £1,000 | £2,000 | £4,000 |
| Annual Policy limit | £4,000 | £7,000 | £10,000 |
| Public liability | £2m | £2m | £2m |
| Loss & theft | £500 | £750 | £1,000 |
| Accident/injury dental cover | | | |
| Death of pet cover | £500 | £750 | £1,000 |
| Holiday cancellation | | £1,000 | £1,500 |
| Hospital cover | £500 | £750 | £1,000 |
| Emergency vet fees abroad | £750 | £1,000 | £1,500 |
Accident-only Policies
An Animal Friends Accident-only policy covers your pet for veterinary treatment for injuries and complications sustained as a result of an accident. With this policy you can claim for more than one accident a year up until the condition limit, this limit then renews annually, so long as you keep your policy. The policy has a lifetime limit which means you can continue to claim for accidents until the lifetime limit is reached, so long as you do not exceed the annual limit each year.
Animal Friends Accident-only policies
| Accident-only | |
| Cover Type | Accident-only |
| Excess | £69/£99/£159 |
| % co-payment | 20% for dogs over 8 and cats over 10 |
| Annual Condition limit | £2,500 |
| Lifetime condition limit | £15,000 |
| Public liability | |
| Loss & theft | |
| Accident/injury dental cover | |
| Death of pet cover | |
| Holiday cancellation | |
| Hospital cover | |
| Emergency vet fees abroad | |
How much does Animal Friends pet insurance cost?
In the below tables, we have included examples of the cost of pet insurance for each of the Animal Friends* pet insurance policies for both cats and dogs. The actual cost of your pet insurance will vary depending on the age, type and breed of your pet as well as where you are located. Animal Friends also adds a co-payment of at least 20% to any claims made when your dog turns 8 years old and your cat turns 10 years old.
The cost of Animal Friends pet insurance for a 1-year-old dog
The below quotes are based on a 1-year-old mixed breed dog that lives in the South East and has no underlying health conditions. The policy quotes are based on an excess of £99 but there is also the option to increase your excess to £159 or reduce your excess to £69.
| Policy Type | Policy Name | Monthly Cost |
| Lifetime Annual Condition Limit | Prestige | £24.92 |
| Lifetime Annual Condition Limit | Lifetime Superior Plus | £19.70 |
| Lifetime Annual Condition Limit | Lifetime Superior | £11.88 |
| Lifetime Annual Condition Limit | Lifetime Super | £7.47 |
| Lifetime Annual Policy Limit | Lifetime £18,000 | £47.68 |
| Lifetime Annual Policy Limit | Lifetime £10,000 | £33.84 |
| Lifetime Annual Policy Limit | Lifetime £5,000 (Assure Plus) | £22.01 |
| Lifetime Annual Policy Limit | Lifetime £4,000 (Assure) | £13.56 |
| Lifetime Annual Policy Limit | Lifetime £3,000 | £19.54 |
| Lifetime Annual Policy Limit | Lifetime £2,000 | £10.70 |
| Lifetime Annual Policy Limit | Lifetime £1,000 | £6.74 |
| Maximum Benefit | Max Extra | £17.63 |
| Maximum Benefit | Max Plus | £12.78 |
| Maximum Benefit | Max Value | £6.85 |
| Time-Limited | Prime Plus | £11.41 |
| Time-Limited | Prime | £8.62 |
| Time-Limited | Basic Plus | £5.63 |
| Accident-only | Accident-only | £4.08 |
(Quotes correct as of 28/02/23 and based on an excess of £99 - other excess options are available)
The cost of Animal Friends pet insurance for a 1-year-old cat
The following quotes are based on a 1-year-old mixed breed cat that lives in the South East and has no underlying health conditions.
| Policy Type | Policy Name | Monthly Cost |
| Lifetime Annual Condition Limit | Prestige | £20.43 |
| Lifetime Annual Condition Limit | Lifetime Superior Plus | £13.97 |
| Lifetime Annual Condition Limit | Lifetime Superior | £10.73 |
| Lifetime Annual Condition Limit | Lifetime Super | £7.73 |
| Lifetime Annual Policy Limit | Lifetime £18,000 | £36.74 |
| Lifetime Annual Policy Limit | Lifetime £10,000 | £26.23 |
| Lifetime Annual Policy Limit | Lifetime £5,000 (Assure Plus) | £16.32 |
| Lifetime Annual Policy Limit | Lifetime £4,000 (Assure) | £12.26 |
| Lifetime Annual Policy Limit | Lifetime £3,000 | £13.54 |
| Lifetime Annual Policy Limit | Lifetime £2,000 | £10.36 |
| Lifetime Annual Policy Limit | Lifetime £1,000 | £6.41 |
| Maximum Benefit | Max Extra | £13.01 |
| Maximum Benefit | Max Plus | £8.56 |
| Maximum Benefit | Max Value | £6.84 |
| Time-Limited | Prime Plus | £10.63 |
| Time-Limited | Prime | £7.78 |
| Time-Limited | Basic Plus | £6.25 |
| Accident-only | Accident-only | £3.10 |
(Quotes correct as of 28/02/23 and based on an excess of £99 - other excess options are available)
Animal Friends policy excess
The excess is the amount that you are expected to pay in the event of a claim on your pet insurance. There is a choice of £69, £99 and £159 as your policy excess with Animal Friends. The policy excess is payable once per policy year for each condition or accident on the accident only, time-limited and lifetime condition limit policies. On its Maximum benefit policy, the excess is only payable once per condition and on Animal Friends' lifetime annual limit policy the excess is payable once per year regardless of how many claims you make.
You may also be required to make a co-payment of 20% in addition to the policy excess once your pet reaches a certain age. For dogs, this is 8 years old and for cats, this is from the age of 10. The co-payment is a percentage contribution to the cost of the claim in addition to the policy excess.
How to make a claim on Animal Friends pet insurance
With Animal Friends you can:
- Claim Veterinary fees - for treatment for an illness or injury
- Get a pre-authorisation - ask Animal Friends to confirm the claim or cost of any treatment before it goes ahead
- Repeat medication - claim for any repeat medication for any ongoing health conditions
Veterinary fee claims and pre-authorisation requests can be submitted online by your veterinary practice via the online claim system ‘Pawtal’. No paperwork is required for the online portal and as the vet makes the claim online it can make the process quicker. Animal Friends says it assesses claims submitted via the online Pawtal within 24 hours.
If you need to make a paper claim for veterinary fees you can download a paper claim form on the Animal Friends website. For claims other than vet fees, repeat medication and pre-authorisations you will need to download a paper claim form via the Animal Friends website.
By logging in to your online account you can check the status of your claim and submit claims for repeat medication.
Is Animal Friends pet insurance regulated?
Animal Friends is registered with the Financial Conduct Authority which means it has to comply with strict UK regulations.
If you have a complaint about Animal Friends pet insurance you can take it further with the Financial Ombudsman Service, however, you will need to contact Animal Friends with your complaint first.
Animal Friends pet insurance customer reviews
Animal Friends* pet insurance is rated as ‘Excellent’ on Trustpilot with a score of 4.3 out of 5 stars from over 28,000 reviews. 76% of customers rated the provider as ‘Excellent’ citing no delays in claims, great customer service and relatively cheap premiums. 9% of customers rated the provider as ‘Bad’ complaining of issues when paying out claims and discrepancies with some of the policy terms and conditions.
Alternatives to Animal Friends pet insurance
It is always best to shop around when purchasing pet insurance in order to understand the levels of cover available and to find the best cover for your pet. One easy way to shop around for pet insurance is via a comparison site such as MoneySuperMarket* or Compare the Market*. Comparison sites allow you to compare multiple providers at once to get the best rate for your pet. One thing to consider though is that not all comparison sites are whole of market and you may get a better deal elsewhere.
In the comparison table below we have compared the most comprehensive pet insurance policy for a 1-year-old mongrel with Animals Friends*, Petplan and ManyPets*. Read more about the policies in our reviews:
- Petplan review
- ManyPets review
Animal Friends vs Petplan vs ManyPets
| Animal Friends* | Petplan | ManyPets* | |
| Policy Name | Prestige | Ultimate | Complete |
| Excess | £99 per policy year | £110 per illness/injury | £99 per policy year |
| Cost | £47.68 | £69.73 | £38.24 |
| Vet fee cover | £18,000 per year | £12,000 per year | £15,000 per year |
| Public liability | £2million | £3million | £3million |
| Loss & theft | £3,000 | £2,000 | £6,000 |
| Death of pet cover (if pet dies through illness or injury) | £3,000 | £2,000 | £6,000 |
| Vet video calls | | | |
| Trustpilot score | 4.3/5 | 4.7/5 | 3.9/5 |
(Quotes correct as of 28/02/23)
Animal Friends pet insurance pros and cons
Animal Friends Pros
- Vast range of policies to choose from
- Good veterinary fee cover
- Donates money to animal welfare charities
- Won ‘The Best Pet Insurance’ at the personal finance awards in 2018, 2019, 2020 and 2021
- Free 24/7 vet video calls
- Online portal for vets
Animal Friends Cons
- No multi-pet discount
- Co-payment payable on dogs over 8 and cats over 10
- Dental and gum treatment is not covered under most policies (excluding Lifetime £18,000, £10,000, Assure Plus & Prestige) and there is no way to add it as an optional extra
- Does not cover pre-existing conditions
Summary
Animal Friends* has a vast choice of pet insurance policies meaning you are bound to find one that suits your needs. Animal Friends offers a good range of cover for a reasonable price and there is the added bonus of knowing that you are donating to Animal Welfare charities when you take out a policy.
The addition of the Joii 24/7 veterinary advice app means that you could save money on veterinary consultation fees as it enables you to see a vet in order to query minor problems with your pet. Overall, I think Animal Friends offers a good pet insurance product but as with all insurance policies, it is imperative you read the small print to fully understand what is covered in your policy.
If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. The following link can be used if you do not wish to help Money to the Masses or take advantage of any exclusive offers - Animal Friends, ManyPets, MoneySuperMarket, Compare the Market
FAQs
Animal Friends pet insurance review - Money To The Masses? ›
Animal Friends won the best pet insurance at the personal finance awards in 2017/18, 2018/19, 2019/20 and 2020/21, as well as the best pet insurance provider and best claims service at the MoneyFacts consumer awards in 2017.
What percentage does animal friends payout? ›The co-payment is usually 20% of each claim amount that you'll have to pay, in addition to the Excess and will be deducted from the applicable policy limit.
Do you get money back from pet insurance? ›Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. If you cancel within this period, you'll get a full refund for the premiums you've paid, provided you haven't filed a claim.
Who owns Animal Friends? ›Animal Friends Insurance was acquired by Pinnacle Pet Group on Apr 4, 2023 .
What is the average excess on pet insurance? ›The percentage can vary from policy to policy, but 10% or 20% is common. The insurance firm then meets most of the cost. What is a policy excess and how much is it? All pet insurance policies carry a policy excess which is a fixed amount that you pay towards the cost of a claim.
How much should I pay my friend to watch my dog? ›For a professional pet sitter you should expect to pay $23 – $28 per 15-minute drop in visit and between $35 – $47 per 45 – 60 minute visit. Usually, for a hobby sitter, you will pay about 60-70% of what you would pay a local professional service.
How does Best Friends animal Society spend their money? ›Make a difference today. Your gift goes straight to work saving lives and providing homeless animals — both here at the Sanctuary and around the country — the help and healing needed to find permanent loving homes.
How to get money from pet insurance? ›- Pay the veterinarian bill right after the visit.
- Complete a pet insurance claim form.
- Submit the claim and supporting documentation to the insurer via an app, online portal, email, fax, or mail.
Yes, your pet can be denied insurance. However, it depends on the insurer. Pet insurance providers will usually deny your pet based on their age or pre-existing conditions.
What is annual payout pet insurance? ›Many plans have an annual payout limit, meaning that once you are reimbursed up to that limit, your pet insurance company will not cover any more costs for your pet until the next year.
Who are the underwriters for animal friends? ›
We are underwritten by Red Sands Insurance Company (Europe) Limited (RSE).
Who is the CEO of Animal Friends Insurance? ›Kathleen Beaver - President & CEO - Animal Friends | LinkedIn.
Who is the CEO of Animal Friends Pet Insurance? ›Inspirational Woman: Elaine Fairfax | Founder & Managing Director of Animal Friends.
How much does the average person spend on pet insurance per month? ›Most pet owners can expect to pay between $20 and $50 per month for an accident and illness plan with decent coverage. Your pet's age, species and breed, as well as where you live and the coverage you choose all factor into your insurance rates.
What does 80% reimbursement mean for pet insurance? ›Reimbursement Percentage
This is the percentage of covered costs you'll get back after you meet your deductible. We let you pick from 70%, 80%, and 90% options. If you choose a lower amount, you can pay a lower monthly premium. If you go with a higher amount, you'll get more cash back on your eligible claims.
A co-payment – also known as cost sharing – is a an additional payment you make towards the cost of any vet's fees there are as part of your claim, minus the excess. The percentage is usually 10% or 20%, and your insurer will cover the rest.
How much should I pay my friend to watch my cat? ›How much does a cat sitter make? A 30-minute cat sitting service usually ranges from about $18 to $28 per event. The average national cost of a 30-minute cat sitting service is $23.10.
How much does the average person spend on a dog? ›After covering the initial expenses to make your home pup-ready, keep the on-going, annual costs in mind. Our research shows that the average dog parent may spend anywhere from $610-$3,555 per year on their dog—that averages to $40-$290 per month. This is roughly a 15% increase since 2022.
How much does the average family spend on a dog? ›A Forbes Advisor survey of more than 5,000 U.S. dog owners found that dog owners spend an average of $730 a year on their dogs. 36% of dog owners spend between $200 and $499 on their dogs each year. 41% of dog owners spend between $500 and $1,999 a year on their dogs, and 8% spend more than $2,000.
How much does CEO of Best Friends Animal Society make? ›Best Friends Animal Society pays chief executive officers in Los Angeles around $98 per hour, or $204,167 per year.
Who benefits from Best Friends Animal Society? ›
Best Friends Animal Society is a leading national animal welfare organization dedicated to ending the killing of dogs and cats in America's shelters. To help Save Them All, Best Friends works with shelters, rescue groups and our members nationwide.
How is best friends rated as a charity? ›Best Friends Animal Society
Mission: To bring about a time when there are no more homeless pets. Charity Navigator rating: 79.19 out of 100.
For example, if you have a 90% reimbursement percentage, that means the company will pay 90% of the vet bill after the deductible is met, and you will pay 10%. So, let's say you have a policy with a $200 deductible and a 90% reimbursement rate, and you got a vet bill for $1,000.
Why would pet insurance deny a claim? ›Most often, it's because the illness is deemed a preexisting condition, which few pet policies will cover. Challenging such denials can be frustrating, especially if your pet's medical needs are urgent.
Can pet insurance be denied for pre-existing conditions? ›Pet insurance providers will reject coverage for animals with pre-existing conditions. And "a pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period," pet insurer Spot says on their website.
Can I get pet insurance if my dog is already sick? ›Can you get pet insurance after a diagnosis? Yes, you can still get pet insurance to cover future injuries and/or illnesses, depending on your pet insurance coverage type.
What is the maximum annual payout for fetch? ›| Fetch Policy Options | |
|---|---|
| Annual Benefit Limit | $5,000, $10,000, $15,000 |
| Reimbursement Percentage | 70%, 80%, 90% |
| Deductible | $300, $500, $700 |
Annual Payout Limit vs.
Some pet insurance companies offer policies with no payout limit. That means there's no cap on how much your provider will pay for veterinary care covered under your policy; all eligible expenses will be reimbursed once you hit your deductible.
This is the amount of money you need to pay before your insurer begins to reimburse you. For example, if you have a $250 deductible and your claim is $1,000, you'll be responsible to pay $250 and your insurer will reimburse you up to $750.
How long do you have to claim on animal friends? ›Send your claim to us as soon as possible, preferably within 90 days of your dog having treatment. We will aim to process your claim within 5 working days.
How do I cancel my animal friends policy? ›
If you wish to contact us to cancel your policy, you can do this via Live chat, email cancellations@animalfriends.co.uk or by calling our friendly UK team on 0344 557 0300.
Who is the marketing director of animal friends? ›Patricia Gardiner MA, BA (Hons) - Chief Marketing Officer - Animal Friends | LinkedIn.
Who are the founders of Best Friends Animal Sanctuary? › Who is the CEO of pet Barn? ›
A message from our CEO, George Wahby.
Who is the CEO of Best Friends Animal Society? ›Julie Castle - Chief Executive Officer - Best Friends Animal Society | LinkedIn.
Who is the CEO of Independence pet Group? ›Lane B. Kent - Chief Executive Officer - Independence Pet Group | LinkedIn.
Who founded pet Co? ›The firm also provides dog training, grooming, affordable vaccinations, pet photography, pet insurance, and online pet first aid services. The company was founded by Walter Evans in 1965 and is headquartered in San Diego, CA.
What makes pet insurance more expensive? ›Premiums may vary significantly based on your pet's age and breed, the cost of veterinary care where you live and the insurance policy you choose. Be aware that rates tend to increase as your pet gets older and more prone to health issues.
How much do you need to spend on a dog per month? ›There are both initial and recurring costs to consider. The main costs include vet care, food, grooming, boarding and preventative treatments. According to the ASPCA, small dogs have an estimated monthly cost of $43, medium dogs cost an average of $56 per month and large dogs cost an average of $87 monthly.
How much does the average family spend on pets per month? ›How much do pets cost per month? Average dog owners spend $123 a month on their dogs and average cat owners spend $75 a month on their cats.
What does 500 annual deductible mean in pet insurance? ›
An annual deductible is decided by which pet insurance plan you choose. For example, suppose you have an annual deductible of $500. In that case, you will need to pay $500 in veterinary costs out-of-pocket every year before you can begin getting reimbursed for veterinary costs by your pet insurance provider.
What is the annual deductible for healthy paws? ›Healthy Paws offers two annual deductible options for pets younger than 6 years old: $250 or $500. If your pet is older, you have the following options: $500 deductible if your pet is 6 years old. $750 deductible if your pet is 7 years old.
How are pet insurance claims calculated? ›The deductible is subtracted from the total covered charges, then your copay is subtracted from the smaller remaining amount. This method gives you the most back on vet bills and is the method that Embrace Pet Insurance uses.
Do animal friends pay out? ›If the amount you are claiming for is more than your excess, we can review your claim and may be able to make a payment if the accident, illness or condition is covered under your policy. Your excess is paid by you to your vet practice. Animal Friends would look to cover the remaining amount.
What is the normal excess on pet insurance? ›What is co-insurance / percentage excess? Under the terms of a policy with a co-insurance element, in the event of a claim the animal owner is charged a percentage of the remaining vet fees after the excess has been deducted. The percentage can vary from policy to policy, but 10% or 20% is common.
What happens to extra money from insurance claim? ›Your lender may place the money into an escrow account and pay for the repairs when they occur. Other times, your insurance carrier will pay your contractor directly for home repairs.
Who benefits from Best Friends animal Society? ›Best Friends Animal Society is a leading national animal welfare organization dedicated to ending the killing of dogs and cats in America's shelters. To help Save Them All, Best Friends works with shelters, rescue groups and our members nationwide.
What is best friends shelter animals count? ›Shelter Animals Count is a collaborative initiative formed by a diverse group of stakeholders to create, steward and share a national database of sheltered animal statistics, providing facts and enabling insights that will save lives.
What are the statistics for animal rights? ›While it's horrendous to think there were 1065 reported pet abuse cases in 2020, the actual numbers are far more significant. Over 10 million abused animals die every year in the US. Unfortunately, that means less than 0.01% of animal and pet abuse cases get reported.
How many animals have Best Friends animal Society saved? ›About Best Friends Animal Society
Founded in 1984, Best Friends is a pioneer in the no-kill movement and has helped reduce the number of animals killed in shelters from an estimated 17 million per year to around 347,000.
What is the best animal rights group? ›
- direct medical care.
- on-the-ground disaster and cruelty interventions.
- behavioral rehabilitation.
- animal placement.
- legal and legislative advocacy.
- advancement of the sheltering and veterinary community through research, training, and resources.
The mission of Best Friends Animal Society is to bring about a time when there are No More Homeless Pets. We do this by helping end the killing in America's animal shelters through building community programs and partnerships all across the nation. We believe that by working together we can Save Them All.
How much land does Best Friends Animal Sanctuary own? ›Many people innocently associate Best Friends Animal Society with promoting pet adoption and working to place shelter animals in good homes. They also boast being the country's single largest no-kill animal sanctuary spanning 3,700 acres with room to grow.
How many pets is hoarding? ›(1) A person commits the offense of animal hoarding if the person intentionally, knowingly, or recklessly; (a) Possesses more than fifteen dogs, cats, or a combination of dogs and cats; (b) Fails to provide necessary sustenance for each dog or cat; and.
How do you calculate the live release rate? ›The Annual Live Release Rate is calculated by dividing total live outcomes (adoptions, outgoing transfers, and return to owner/guardian) by total outcomes (total live outcomes plus euthanasia not including owner/guardian requested euthanasia or died/lost in shelter/care).
What state has the best animal rights? ›- Massachusetts.
- California.
- Washington.
- Texas.
- Indiana.
- New Hampshire.
- Michigan.
- Virginia.
Animals may not be used for food. Animals may not be hunted. The habitats of animals must be protected to allow them to live according to their choosing. Animals may not be bred.
What is the best argument against animal rights? ›One of the most common arguments against animal rights is that there are many predators in the wild who hunt and eat meat-based prey. Why should humans, who are also animals, be exempt? Animal rights advocates counter that a lion, being a feline, is what is considered an obligate carnivore.
What is the biggest pet charity? ›The American Society for the Prevention of Cruelty to Animals, otherwise known as ASPCA, has been fighting against animal cruelty in North America since 1866. Founded by Henry Bergh, the ASPCA is one of the first and largest non-profit organizations established to protect animals in the world. What is this?
How much does the CEO of Best Friends Animal Society make? ›| Key Employees and Officers | Compensation |
|---|---|
| JULIANNE CASTLE (CHIEF EXECUTIVE OFFICER) | $350,760 |
| SUSAN CITRO (CHIEF EXPERIENCE OFFICER) | $233,033 |
| GREGORY CASTLE (BOARD MEMBER / CEO EMERITU) | $225,132 |
| VALERIE DORIAN (CHIEF DEVELOPMENT OFFICER) | $222,876 |
Which animal has saved the most human lives? ›
The award for 'most lives saved' must go to the Atlantic horseshoe crab Limulus polyphemus. In the 1950s, scientists isolated from its bright-blue blood a clotting agent, coagulogen, that binds to fungi and endotoxins.